Finding a place to live if bankruptcy has forced you out of your home is stressful. Bankruptcy can make it difficult to qualify for a mortgage, at least for the foreseeable future, so renting is likely your only option. The trouble is, you might also find it challenging to rent a home after bankruptcy. Luckily, […]
Finances and debt can be a cold issue void of any passion, but can also be something that is very emotional. This is especially the case when financial problems arise and people are faced with bankruptcy. If you are struggling with money and you believe bankruptcy could be in your future, here’s what you should […]
Though it is possible for certain debts to be discharged when you file for bankruptcy, there are also cases in which creditors are paid the money they are owed – or at least a portion of it. If you file for Chapter 13 bankruptcy, you will pay your creditors back through a repayment plan that […]
There are many reasons why people choose to file for bankruptcy, but most fall into one of a few categories. If you are considering filing, it can be comforting to know that others have been in your shoes. If you face any of the following situations and feel backed into a corner financially, you are […]
Many people feel embarrassed or ashamed when they file for bankruptcy. Despite it being a tool to help you get back on track financially, society has attached a negative stigma to bankruptcy that prevents many people from taking action. It’s a shame, too, because not only is bankruptcy useful for helping you get control of […]
There are plenty of people out there struggling to make ends meet financially. In many cases, they are living paycheck to paycheck or lacking the savings needed for an emergency or unexpected expense. Something as drastic as filing for bankruptcy might seem a ways away, but if their current situation continues, bankruptcy could one day […]
Securing a student loan might seem like a great idea to help you pay for college, but many graduates soon realize what seemed smart four or so years ago now leaves them strapped with a significant financial burden. If you feel as if your student loan debt is out of control and you are frightened […]
If you have not paid a debt it is possible the creditor will file a claim in court and obtain a judgment against you. What does this mean? A judgment is the result of a lawsuit. If a claim is filed against you regarding a debt and you do not file an answer within a […]
There are millions of people out there that have student loans and many are in the process of repaying these loans – a process that can take decades. And there are also those that are choosing to or not able to pay. The problem with debtors defaulting on student loans has become so widespread, lawmakers […]
If you are in debt and unable to make payments to your creditors, wage garnishment is a tool that can be used against you. Money is taken directly from your paycheck (wages) and given directly to the creditors without ever making it into your hands or your bank account. Though your creditors get paid, it […]
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